Credit Risk Model Operations Analyst w Warszawa, Polska

Credit Risk Model Operations Analyst

Miejsce pracy: Warszawa

Your responsibilities

• Support the implementation of credit risk models into production environments, including testing, validation, and deployment activities.
• Execute recurring model production runs and ensure timely delivery of model outputs and reporting.
• Monitor model performance, stability, and operational health through established monitoring processes and controls.
• Investigate production issues, analyze root causes, and partner with stakeholders to implement corrective actions.
• Develop and maintain SAS and Python programs used for model execution, monitoring, reporting, and automation.
• Perform data analysis and quality checks to ensure completeness and accuracy of model inputs and outputs.
• Produce monitoring reports, dashboards, and documentation supporting model governance and risk management requirements.
• Collaborate with model developers, implementation teams, data teams, and technology partners to support model lifecycle management.
• Identify opportunities to streamline processes, increase automation, and reduce operational risk.
• Maintain supporting documentation, procedures, and controls as evidence required for regulatory and audit compliance.

Our requirements

• Knowledge of credit risk models used for loss forecasting, stress testing, CECL, ACL, CCAR, IFRS or related regulatory processes.
• Bachelor's degree in Statistics, Mathematics, Economics, Finance, Computer Science, Data Science, Engineering, or related quantitative discipline.
• 3+ years of experience in analytics, model operations, model implementation, credit risk management, or related field.
• Intermediate proficiency in SAS, including data manipulation, reporting, and automated processing.
• Intermediate proficiency in Python, including data analysis, automation, and scripting.
• Experience working with large datasets and relational databases.
• Strong analytical, problem-solving, and troubleshooting skills.
• Ability to communicate technical concepts effectively to both technical and non-technical audiences.
• Strong organizational skills and attention to detail.

Optional

• Experience supporting model monitoring, model production, or model implementation activities.
• Familiarity with credit risk data and forecasting methodologies used in financial services.
• Experience with SQL, Databricks, Power BI, Tableau, or other reporting and visualization tools.
• Knowledge of model risk management, governance, and regulatory expectations.
• Experience with cloud-based tools and infrastructure (Azure Databricks preferred).

What we offer

• This role requires working from a U.S. Bank location three (3) or more days per week.

Benefits

• sharing the costs of sports activities
• private medical care
• life insurance
• remote work opportunities
• dental care
• retirement pension plan
• coffee / tea
• extra social benefits
• holiday funds
• employee referral program
• extra leave

Job Description

We are seeking an Operational Analyst to support the execution, monitoring, and implementation of credit risk models used for loss forecasting and stress testing processes. This role is responsible for ensuring models are accurately implemented, executed, monitored, and maintained within production environments. The analyst will work closely with model development, technology, and business partners to support model operations (implementation, production and monitoring), process improvements, and automation initiatives.

The ideal candidate combines strong analytical and technical skills with an understanding of credit risk modeling concepts and a passion for improving operational processes through automation and data-driven solutions.

Accessibility

We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.

Total Rewards

U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.

We offer a market-competitive compensation package that includes:

• Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.

• Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.

• Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).

• Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.

• Employee recognition programs that celebrate achievements and milestones for all.

We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.

We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.

Closing Date

Posting may be closed earlier due to high volume of applicants.

We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.

https://jobeax.com/link/LIXZ5vjKSQEKxdVU | Elavon

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.